Student Loans: Understanding How Much to Borrow

Student Loans: Understanding How Much to Borrow

Is your son or daughter graduating from high school in a few months? You may be feeling excitement and fear simultaneously. And for good reason: student loan debt is a $1.52 trillion crisis, according to Forbes. That’s trillion with a T. There are over 44 million U.S. borrowers with student loan debt.

In this guest post, Andy Kearns offers guidelines on how much to borrow in student loans if your son or daughter is college-bound.

3 Simple Steps

3 Simple Steps

Happy 2019!  A new year smells wonderful, doesn’t it?  Fresh opportunities abound, and dreams are borne.

Were you compelled to build an opportunity fund after reading my last blog post?  I certainly hope so.  This article tackles the “how” of building one in three simple steps.  

2 Reasons We Used Our Opportunity Fund in 2018

2 Reasons We Used Our Opportunity Fund in 2018

Why save for opportunities when everyone tells you to save for emergencies instead?

Because you’ll be operating from a place of abundance, not scarcity. I’m a financial advisor, and here are two reasons my family dipped into our opportunity fund this year.

Year-End Tax Planning Opportunities

Year-End Tax Planning Opportunities

About one year ago, the Tax Cuts and Jobs Act (“TCJA”) of 2017 officially passed – creating significant change for many U.S. families.  This represents an update to my December 2017 article on tax reform and planning opportunities you should consider before December 31, 2018. Ready to nerd out with me?