Welcome to WorthyNest®!
Faith. Family. Finance. is more than a motto. It’s our mission to help Christian parents build wealth without compromising their values.
Got Questions? We Have Answers …
Who do you help the most?
The vast majority of our clients are parents, and they typically share these characteristics:
Family-minded: genuinely cares about family's wellbeing
Faithful: puts trust in God when encountering a difficult time
Generous: desires to lead a life of significance
Courageous: embraces change if it creates more opportunity
Relationship-oriented: values a long-term trusted relationship with a knowledgeable, professional advisor who operates under the fiduciary standard
How is WorthyNest® different?
There are five important things that separate our firm from others:
Fee-Only Fiduciaries: We sign an oath to provide advice in our client’s best interest, and our only source of compensation is a transparent fee (no commissions). Learn more about the difference between fee-only and fee-based here.
Focused on Families: We work with parents and are especially equipped to help parents of high schoolers pay for upcoming college costs.
Experienced: We’ve invested in industry-leading technology and professional development to help our clients get clear answers to their complex problems. WorthyNest® owner and wealth advisor Deb Meyer gets at least 40 hours of continuing education each year as a CPA and 15 hours annually as a CFP®. She was also recognized as an AICPA 2018 Standing Ovation award recipient. Learn more about Deb and wealth manager Marty Brown here.
Location Independent: We serve clients across the U.S., leveraging video conference tools if residing outside of greater St. Louis.
Selective: The number of new clients is limited to ensure we deliver incredible value and extremely personalized service.
Why Should I Hire WorthyNest®?
Clients hire us for a variety of reasons. Some married couples want to communicate better when financial challenges arise; or they need help defining and working towards joint long-term goals. Other parents are concerned about the rising cost of college and want to provide financial support for kids without robbing their retirement.
WorthyNest® provides clarity, direction, and accountability. We focus on things that matter AND things within your control. Stock market movements and interest rate increases are outside of our control. But how we respond to those changes makes a world of difference.
Advisors add value (approximately 3% according to this Vanguard study) through investment rebalancing, withdrawal strategies, asset location, cost-effective implementation, and most importantly, behavioral coaching.
WorthyNest® will help you:
Build wealth without compromising your family’s values
Identify and actively work toward financial goals
Be a financial role model to your children and prepare them for college expenses
Minimize the amount of $ you’re paying to Uncle Sam
We help you …
Focus on the things that really matter
How Much Does It Cost?
When you hire a financial advisor or wealth manager, you are making an investment in your family’s future. It’s hard to put a price tag on that.
Yet, financial advisor compensation varies widely. As fee-only fiduciaries, our only source of income comes directly from clients through a transparent fee. We believe that each family is worthy of a bright financial future, and therefore, don’t have investment minimums.
We are a great fit if your family’s household income is at least $150,000 annually, OR you’ve accumulated $400,000+ of investment and retirement assets. View additional info on our service offerings and price structure.
We recognize that not every family can easily pay our ongoing wealth management fee. If WorthyNest® isn’t a good fit and you still want financial planning services, we encourage you to use XY Planning Network’s Find an Advisor portal. Also, be on the lookout for Deb Meyer’s book and online course in 2019.
Want to Meet?
We have designed a simple 3-step process to make an educated decision about working together. Here’s how it works:
STEP 1: SCHEDULE A CONSULT
This complimentary 45-minute meeting will help us get to know each other better. In anticipation of the meeting, we ask you to take a brief assessment (based on research from Thomas Stanley’s book Millionaire Next Door) to better understand your financial behaviors and attitudes towards money. Spouses especially find it interesting to compare results and learn how they can communicate openly about finances.
Please schedule your initial consult here or call (636) 344-0415.
STEP 2: SHOW UP
You only get out of the process what you put into it. If married, we ask that both spouses attend this initial consultation. You should have equal say in which advisor will walk alongside you through life’s transitions.
STEP 3: DECIDE
WorthyNest® is focused on long-term relationships rather than quick transactions. As you contemplate whether to move forward with us, please consider answering these questions:
1. Do I like, trust, and respect the advisor with whom I’d interact?
2. Does the firm have the technical expertise and soft skills to address my financial concerns?
3. Is the investment approach easy to understand, and do I agree with it?
4. What happens if I don’t hire an advisor? Sometimes, the riskier thing is inaction.