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      <image:caption>Certified Financial PlannerTM Deborah Meyer helps Christian parents steward resources well with retirement planning, investment management, and tax strategies</image:caption>
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      <image:caption>NAPFA member Deborah Meyer helps Christian parents save diligently, invest wisely, and give generously with an eye towards stewardship.</image:caption>
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      <image:caption>Wealthtender member Deborah Meyer helps Catholic and Christian parents steward resources well through retirement planning, tax strategies, investment management, and college funding.</image:caption>
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      <image:caption>XY Planning Network member Deb Meyer helps Christian and Catholic parents align finances with their faith and values.</image:caption>
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      <image:caption>Deb Meyer, CFP®, CPA, and CEPA</image:caption>
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      <image:title>Subscribe</image:title>
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      <image:title>Resources - Your journey is just beginning</image:title>
      <image:caption>The book Redefining Family Wealth may be the first step you take in understanding your relationship with money and accomplishing your goals, but your momentum shouldn’t stop there. We’ve developed valuable resources to accompany you on the journey.</image:caption>
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      <image:title>Intro2 - Make it stand out</image:title>
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      <image:title>FAQ - Make it stand out</image:title>
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      <image:title>FAQ</image:title>
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      <image:title>FAQ</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5c7412288dfc8c30205e4a04/a292d078-a581-456d-963a-1a5f633514ca/WN+5-step+process.png</image:loc>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5c7412288dfc8c30205e4a04/1652321700096-5WV257N9RQP1BFUFWRTA/Save+diligently+%282%29.png</image:loc>
      <image:title>FAQ</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5c7412288dfc8c30205e4a04/1652321712168-7TMTLRV1OM8HLIUL6VER/Invest+wisely+%281%29.png</image:loc>
      <image:title>FAQ</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5c7412288dfc8c30205e4a04/1652321729626-6W01JMCRGVD7ZFD58V0H/Give+generously+%281%29.png</image:loc>
      <image:title>FAQ</image:title>
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    <lastmod>2025-11-26</lastmod>
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      <image:title>Family Financial Planning</image:title>
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    <lastmod>2025-11-26</lastmod>
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      <image:title>Investment Management</image:title>
      <image:caption>Image by TheDigitalWay</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <lastmod>2024-04-02</lastmod>
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  <url>
    <loc>https://www.worthynest.com/toolkit</loc>
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    <lastmod>2025-11-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5c7412288dfc8c30205e4a04/c51e884e-b699-4a20-99d9-da8c325eec57/WN+Toolkit+logo+thumbnail+%282%29.png</image:loc>
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      <image:title>Toolkit - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
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      <image:title>Toolkit - say goodbye to financial stress</image:title>
      <image:caption>This valuable digital toolkit is just $19 and includes: - Digital copy of Deb Meyer’s award-winning book Redefining Family Wealth - Supplemental Redefining Family Wealth Workbook &amp; Reflection Questions - Money Manifesto, the 4-part formula to living richly</image:caption>
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    <image:image>
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      <image:title>Toolkit - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5c7412288dfc8c30205e4a04/89c29a6c-4e8f-4593-90a5-7b63de8d7480/Deb+Meyer+headshot.jpg</image:loc>
      <image:title>Toolkit - Hi, I’m deb meyer.</image:title>
      <image:caption>And I really want to help your family win with finances! For most parents, it can be challenging to create and stick to a long-term plan. I take over 20 years of best practices as a CPA financial planner, mom of 3 boys and author to empower parents to make smart money decisions.</image:caption>
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      <image:title>Toolkit - Ebook</image:title>
      <image:caption>Redefining Family Wealth book_digital copy</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5c7412288dfc8c30205e4a04/1633005158738-87S0NU597EDPJKOC0H9M/RFW+Workbook+cov_rev+3.22.21.png</image:loc>
      <image:title>Toolkit - Workbook</image:title>
      <image:caption>Redefining Family Wealth Workbook and Reflection Questions</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5c7412288dfc8c30205e4a04/1633005200057-N2OGPSQMHURWOESTCJWD/Money+Manifesto+cover+3.22.21.png</image:loc>
      <image:title>Toolkit - Manifesto</image:title>
      <image:caption>Money Manifesto_The 4-Part Formula to Living Richly by Deborah L. Meyer</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5c7412288dfc8c30205e4a04/1633006174792-IKG787QL6VERSJAQ5NPQ/Ron+testimonial.png</image:loc>
      <image:title>Toolkit - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.worthynest.com/wn-starter-guide</loc>
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    <lastmod>2025-09-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5c7412288dfc8c30205e4a04/f40886f8-6cad-4a87-98ed-3fe1ae096708/Starter+Guide+image_10+family+finance+myths.png</image:loc>
      <image:title>Starter Guide - money is a tool, not your nemesis</image:title>
      <image:caption>Do you want to make smarter financial decisions as a parent but don’t know where to start? Our Starter Guide on 10 family finance myths is completely FREE and should be your first step in the process. Simply opt-in below!</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5c7412288dfc8c30205e4a04/af9f512c-3669-455c-be15-874ab8b4710d/Deb+Meyer+headshot.jpg</image:loc>
      <image:title>Starter Guide - Hi, I’m deb meyer.</image:title>
      <image:caption>And I’m here to help your family thrive financially. With 20 years of experience as a CPA financial planner, author, and Catholic mom of three boys, I guide parents through life’s biggest financial challenges—whether raising young kids, sending teens off to college, or supporting adult children. My mission is to help you build a secure financial future without compromising your faith. Let’s focus on what matters most: family, generosity, and living your values.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.worthynest.com/podcast</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-04-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5c7412288dfc8c30205e4a04/3b86fade-a779-4e0b-96ed-f72220af1634/BB+Podcast+10.21.23.png</image:loc>
      <image:title>Podcast</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5c7412288dfc8c30205e4a04/f40886f8-6cad-4a87-98ed-3fe1ae096708/Starter+Guide+image_10+family+finance+myths.png</image:loc>
      <image:title>Podcast - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.worthynest.com/3-client-types</loc>
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    <priority>0.75</priority>
    <lastmod>2024-08-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5c7412288dfc8c30205e4a04/1652313684756-4160LJ9LDS5P9WSX4500/Light+blue+%281200+%C3%97+700+px%29.png</image:loc>
      <image:title>3 Client Types</image:title>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5c7412288dfc8c30205e4a04/7b75050e-f199-40d8-93ab-a36be8feb572/Investment+management.png</image:loc>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>3 Client Types - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>3 Client Types - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.worthynest.com/entrepreneur</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5c7412288dfc8c30205e4a04/05539f11-bd77-478e-aafc-33c2555a2ec7/Entrepreneurship+pic.png</image:loc>
      <image:title>Small Business Owner - live richly!</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5c7412288dfc8c30205e4a04/1655404876022-JGLENKIMIUPDY8HH9E0I/Maximize+biz+value+%281%29.png</image:loc>
      <image:title>Small Business Owner</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5c7412288dfc8c30205e4a04/1655404980390-13H0CKXLWINL1GRCFCBI/Plan+proactively+%281%29.png</image:loc>
      <image:title>Small Business Owner</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5c7412288dfc8c30205e4a04/1655405008889-FIV2H8LRKG0NNNZY7YE4/Align+biz+and+family+%282%29.png</image:loc>
      <image:title>Small Business Owner</image:title>
    </image:image>
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      <image:title>Small Business Owner</image:title>
    </image:image>
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      <image:title>Small Business Owner</image:title>
    </image:image>
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      <image:title>Small Business Owner - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.worthynest.com/near-retiree</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-09-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5c7412288dfc8c30205e4a04/4d132940-f7af-4e06-8dd9-7e40e10aa21c/Pre-retiree2.png</image:loc>
      <image:title>Near Retirees - live richly!</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5c7412288dfc8c30205e4a04/1652905930833-XDDBHVUH0S42C5IXY9H3/Gain+clarity.png</image:loc>
      <image:title>Near Retirees</image:title>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5c7412288dfc8c30205e4a04/1652905945730-K5TN0XPLMXXNELRPLGGR/Explore+what-if.png</image:loc>
      <image:title>Near Retirees</image:title>
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      <image:title>Near Retirees</image:title>
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      <image:title>Near Retirees</image:title>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5c7412288dfc8c30205e4a04/1652906064752-XIY7GC8XROTT8XXG26GK/Leave+legacy+%281%29.png</image:loc>
      <image:title>Near Retirees</image:title>
    </image:image>
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      <image:title>Near Retirees - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.worthynest.com/mid-career</loc>
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    <lastmod>2024-09-17</lastmod>
    <image:image>
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      <image:title>Mid Career Professionals - live richly!</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5c7412288dfc8c30205e4a04/1652907673050-Y2XUBXPLH8OCQEOP85GY/Know.png</image:loc>
      <image:title>Mid Career Professionals</image:title>
    </image:image>
    <image:image>
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      <image:title>Mid Career Professionals</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5c7412288dfc8c30205e4a04/1652907698004-6FJEKCXTSQWHG92SKO0D/Pay+down+debt.png</image:loc>
      <image:title>Mid Career Professionals</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5c7412288dfc8c30205e4a04/1652907712711-JBCR28LOAY1B7PIFSQHA/Save.png</image:loc>
      <image:title>Mid Career Professionals</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5c7412288dfc8c30205e4a04/1652907756941-79HXB38O4JECANAP4MKI/Protect.png</image:loc>
      <image:title>Mid Career Professionals</image:title>
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